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Working with the State and First Credit Bureaus

We help organise microcredit reporting to credit bureaus.

How we can help

  • Automated microcredit report submissions to the State and First Credit Bureaus.
  • Manual microcredit report submissions.
  • Obtaining access to submit reports through the State Credit Bureau portal.
  • Obtaining access to submit reports through the First Credit Bureau portal.

We agree on the services, timeline and fees based on your company's activities and needs.

When to contact us

  • A microfinance organisation needs access to the State or First Credit Bureau portal for reporting.
  • Microcredit reports are prepared manually and their submission process needs to be organised.
  • The company is considering automated reporting and wants to identify the required source data.

What to prepare for the discussion

  • Specify the bureau: State Credit Bureau, First Credit Bureau or both.
  • The current access status for each portal, without sharing passwords in the enquiry form.
  • The name of the system used for microcredits and a description of available exports.
  • The current reporting method and examples of difficulties encountered.

How we approach the task

  1. Review access and data

    We clarify which bureaus the company works with, whether portal access exists and where microcredit data originate. We distinguish connection tasks from reporting tasks.

  2. Determine the submission method

    We agree on a manual or automated format based on the existing system and data preparation. We identify which actions remain with company employees and where support is needed.

  3. Support report submissions

    We help obtain access to the selected portals and submit reports within the agreed service area. We address issues arising when working with the prepared data.

What outcomes we agree on

  • Support in obtaining access to the selected credit bureau's portal.
  • An organised manual or automated process for submitting microcredit reports.
  • An understanding of data sources and the division of reporting tasks.
Before we start

Frequently asked questions

Can we contact you about only the State or only the First Credit Bureau?

Yes. Specify the bureau and portal access status. For each area, we separately clarify the source data and task: obtaining access, manual reporting or automated submissions.

Do we need to move to automated reporting immediately?

No. The service also supports manual reporting. The choice depends on the existing system and data organisation. Before automation, it is important to understand where microcredit information is generated and who prepares it.

Do you correct individuals' credit histories?

This page describes support for organisations submitting microcredit reports to the State and First Credit Bureaus. It does not offer deletion of records or changes to individuals' credit histories.

Knowledge to inform your decisions

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